Building a healthy relationship with Money ft Anushka Rathod | The India Opportunity Show

A special 'women in finance' episode to help improve India's financial literacy

Hello everyone, welcome to The India Opportunity Show where you get a front-row seat to people building India’s future. We talk about unlocking the potential of the country with founders, investors, creators, and successful leaders from different fields to bring you real-life stories and behind-the-scenes of what it takes to be at the forefront of building the India Story.

Episode 5, Season 2 of The India Opportunity Show is out now! You can watch it on YouTube or listen on Spotify or Apple Podcasts.

My guest today is India's first fintech influencer, Anushka Rathod. From breaking down complex financial concepts into bite-sized insights to empowering millions with financial literacy, Anushka has built a unique and influential voice in the personal finance space. She has seamlessly blended her experience in banking and investing with content creation, making finance accessible, relatable, and even entertaining. Today, we dive into her journey, her book The Money Guide, and the evolving landscape of fintech and financial education in India.

Chapters

01:18 – Intro

02:03 – Childhood frugality & money mindset

04:08 – Wealthy people focus on passion, not money

05:04 – Financial independence vs. financial freedom

06:09 – Investing early & taking career risks.

07:22 – Common mistakes young investors make.

08:33 – Smart investing & long-term returns.

09:16 – Budgeting & controlling overspending.

10:36 – Avoiding impulse spending traps.

11:47 – How much to save & invest at different incomes.

13:23 – Setting realistic financial goals.

14:56 – Biggest money mistakes in your 20s.

16:41 – Bad financial products & scams.

18:32 – Credit card debt & loan traps.

20:09 – Social pressure & financial traps.

22:39 – How social media affects spending.

24:16 – Buying vs. renting a home.

26:38 – Home loans & financial planning.

29:21 – Tax-saving tips & new vs. old tax regimes.

32:31 – How to optimize taxes in 2025.

35:04 – Creator economy & brand deals.

38:37 – Challenges in content creation.

41:58 – Staying relevant as a creator.

45:35 – Avoiding burnout in content creation.

47:22 – Women & money: societal barriers.

51:05 – Career, marriage & financial independence.

55:58 – Role models & financial autonomy.

58:48 – 2025 investment strategy & market risks.

01:02:58 - Final thoughts + key takeaways

Follow Anushka here

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Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered financial advice. Viewers are encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions.